Legal

Terms of Use

Last updated: July 2026

Welcome to The Independent Income Club (theindependentincomeclub.com). By accessing or using this website, you agree to be bound by the following Terms of Use. If you don’t agree with any part of these terms, please don’t use the site.

1. Who we are

The Independent Income Club is an independently operated content and resource website providing general educational information about building income online. We are based in Australia, and these terms are governed by Australian law, without regard to conflict-of-law principles.

2. Use of this site

You’re welcome to browse, read, and share content from this site for personal, non-commercial use. You may not reproduce, republish, or redistribute substantial portions of our content without our prior written permission, and you may not use the site in any way that could damage, disable, or impair it, or interfere with anyone else’s use of it.

3. Not professional advice

The content on this site — including articles, guides, checklists, and any tool or product recommendations — is provided for general informational and educational purposes only. It does not constitute financial, investment, legal, tax, or professional advice of any kind, and it isn’t tailored to your individual circumstances.

Nothing on this site should be relied upon as a substitute for advice from a qualified professional. Before making any financial or business decision, we strongly recommend speaking with a licensed advisor who understands your specific situation.

4. No guarantee of results

Any examples, strategies, or income-related content discussed on this site are for illustration only. Building income online involves genuine effort, time, and risk, and results vary significantly based on individual circumstances, effort, market conditions, and factors outside our control. We make no promises or guarantees about income, results, or outcomes from anything discussed on this site.

5. Affiliate links and third-party content

This site contains affiliate links, meaning we may earn a commission if you make a purchase or take a qualifying action through certain links, at no additional cost to you. See our Affiliate Disclosure for details. We also link to third-party websites and services for your convenience; we don’t control these external sites and aren’t responsible for their content, accuracy, or practices.

6. Intellectual property

All original content on this site — including text, graphics, design, and downloadable resources such as the 90-Day Income Momentum Checklist — is the property of The Independent Income Club unless otherwise noted, and is protected by applicable copyright and intellectual property laws.

7. Limitation of liability

To the fullest extent permitted by law, The Independent Income Club and its operators will not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this site, reliance on its content, or any actions taken as a result of information found here.

8. Changes to these terms

We may update these Terms of Use from time to time as the site evolves. Continued use of the site after changes are posted means you accept the updated terms. We’ll update the “last updated” date above whenever meaningful changes are made.

9. Contact

Questions about these terms? Get in touch — we’re happy to clarify anything.